On Road Finance is here to assist you secure a car loan for your next vehicle purchase, new or used. Our finance specialists work around the clock to provide you with a level of service like no other. With a panel of over 25 lenders Australia-wide, you’re guaranteed to receive the lowest interest rate and best finance options, tailor made to suit your budget and lifestyle.
Whether you’re buying a ute for work, your first car or upgrading the family SUV, let On Road Finance assist your finance requirements.
Apply now for a fast and easy car loan approval!
This calculator is provided as a tool to assist customers in estimating the repayment amount at a user specified interest rate and loan term. Figures in this tool may not include all fees and charges in carrying out a loan product. Your correct interest rate depends on the amount borrowed, your personal circumstances and credit history. On Road Finance Pty Ltd is under no obligation to offer finance at the rate, repayment or loan term of this calculator. For a more precise quote, please contact On Road Finance on 1300 518 580.
On Road Finance have simplified the car loan application process for you.
First you’ll need to complete the application form online or contact 1300 518 580 to apply over the phone. Our On Road Finance specialist will confirm your details, history, assets and liabilities before requesting supporting documents.
Once your application has been self-assessed by a broker, the application will be submitted to the best and cheapest lender. They’ll run their checks too and give us the thumbs up approval.
You’ll then sign some contracts electronically (or face to face if you’re in Sydney) and the vehicle is all yours once the seller has received the funds!
Depending on your credit history and how fast you can supply us with your supporting documents, we should generally have a response for your car loan within 24 hours.
If your credit file is clean and there are no discrepancies in your application, we could even have you approved the same day!
The minimum amount for a secured car loan is $5000. The minimum amount for a personal loan is $2000. The maximum amount you can borrow is subject to lending criteria and will also depend on your current financial affordability.
For a no-obligation quote to calculate how much you can borrow, please complete our online application or contact an On Road Finance specialist on 1300 518 580 today!
Yes! We assist many customers with bad credit history. On Road Finance has a panel of many finance companies willing to give you a second or even third chance. Bad credit car loans exist and you’ll be surprised how much you can borrow too!
Of course! Our lenders have special products for ex-bankrupt applicants. A discharged bankruptcy car loan is definitely possible through On Road Finance. In some cases, we can even assist currently bankrupt customers.